Disaster Relief Assistance Programme (DRAP)
Extending a Helping Hand in Times of Adversity
The NCCU established a Disaster Relief Assistance Programme (DRAP) was formally established in 1996 to provide relief assistance to members and co-operators at home and abroad, in times of disaster.
Extending a Helping Hand in Times of Adversity
The NCCU established a Disaster Relief Assistance Programme (DRAP) was formally established in 1996 to provide relief assistance to members and co-operators at home and abroad, in times of disaster.
The Programme provides financial and material resources to individuals, families and credit unions when disaster strikes in anyone of the following areas:
General
- Hurricane
- Earthquakes
- Floods
- Fires
General
- Serious Illnesses
- Accidental Death
How The Programme is Funded
Members have been encouraged to make a minimum contribution of $12.00 or the equivalent of $1.00 per month to the NCCU Disaster Relief Fund. Those who can afford more have been encouraged to make larger contributions e.g. $20.000, $50.00 or $100.00 and this is an annual contribution. Members can make direct deposits or authorize the credit union to make transfers from their savings accounts to the Fund.
How The Programme Works
When a member is affected by a disaster, he or she informs the credit union. Each disaster situation is assessed by Management and the level of assistance determined in accordance with the policy. Assistance will be provided in the form of cash, household effects, food items or building materials.
In the case of overseas request for assistance, cash or supplies would be sent to the Credit Union, Leagues or the Caribbean Confederation of Credit Unions.
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